There is no one solution for all retirees.
Retirement depends on your income sources and your lifestyle. That is why JWM bridges the following aspects of retirement planning to customize the best strategy for you:
Qualified Retirement Accounts & IRAs:
Includes Traditional IRAs, Roth IRAs, SEP & SIMPLE IRAs, or Inherited IRAs along with 401(k), 403(b), profit sharing, and defined benefit plans to optimize your required minimum distribution strategies. We develop customized withdrawal strategies as most of our clients depend on these accounts to help fund their living expenses in retirement.
Social Security Income
We will find the optimal social security distribution strategy that works best for you. That could mean deferring until age 70 or taking SSI at your full retirement age. The difference in this decision could be worth up to several hundred thousand dollars over your lifetime.
Maximizing pension benefits from current or previous employers plays a crucial role in retirement income. We evaluate benefits to suit your needs and goals. We evaluate all strategies including lump-sum options and survivor benefit strategies to uncover what will work best for you.
Whether you’re ready to take charge for the first
time or seeking a higher level of service in your
financial life, we should talk.