The Independent Advisors Podcast Show Notes & Resources
The Independent Advisors Episode #68
The Independent Advisors Episode #66
Source: Bespoke Investment Group
The Independent Advisors Episode #64
Source: Bespoke Investment Group
Source: Bespoke Investment Group
The Independent Advisors Episode #63
The Independent Advisors Episode #62
- Risk Free Rate
- Always question people who are 100% certain about any outcome in the market
- 5 Phases of our financial lives
Source: Bespoke Investment Group
The Independent Advisors Episode #61
Source: Bespoke Investment Group
The Independent Advisors Episode #60
Source: Bespoke Investment Group
The Independent Advisors Episode #58
Source: Bespoke Investment Group
Source: JP Morgan Chase
The Independent Advisors Episode #55
Source: The Lund Loop
The Independent Advisors Episode #54
The Independent Advisors Episode #53
Source: Bespoke Investment Group
Source: Bespoke Investment Group
![Image [2]](/sites/g/files/awx2416/f/images/Image%20%5B2%5D_1593116925.jpg)
The Independent Advisors Episode #51
- Number of Adults Living at Home Climb
- Update on Housing
- Is there a right time to buy stocks?
- How unpaid debts are handled when a person passes away
Source: Bespoke Investment Group
The Independent Advisors Episode #50
- I started hearing stories of investors who sold out of their portfolios around DJIA 19,000 “because the market was going lower.”
- the best solution to combat the complexity is to automate your investments
Source: https://twitter.com/TheBondFreak/status/1268981748047712257
Source: Bespoke Investment Group
The Independent Advisors Episode #49
The Independent Advisors Episode #48
- The linked third-party blog posts are solely provided for informational purposes only and is not intended to be an endoresment for or against any of the products or strategies discussed
All indices are unmanaged and investors cannot actually invest directly into an index. Unlike investments, indices do not incur management fees, charges, or expenses. Past performance does not guarantee future results
The Independent Advisors Episode #47
- Home Buying Demand Passes Pre-Corona Levels
- The Perceived Risk of investing in Stocks vs Bonds
- It's important to note that Dividends are not guaranteed and paid only when declared by an issuer’s board of directors. The amount of any dividend may vary over time and fluctuate as market conditions change. Dividend yield cited in this article is the S&P 500 trailing twelve month dividend yield as of April 30, 2020. No strategy, including diversification, can guarantee that any investing goal will be met.
Source: Bespoke Investment Group
Source: Bespoke Investment Group
Source: Bespoke Investment Group
The Independent Advisors Episode #46
Source: Bespoke Investment Group
The Independent Advisors Episode #45
The Independent Advisors Episode #44
The Independent Advisors Episode #43
The Independent Advisors Episode #42
The Independent Advisors Episode #39
Joining us this week is Paul Hickey. Paul is the founder of Bespoke Investment Group and head portfolio manager for Bespoke’s Wealth Management services. Paul's professional experience in finance runs the spectrum of equities, fixed income, and structured products. He is also a frequent guest on Bloomberg and CNBC. The three discuss the following on Episode #39:
1. Intro to Paul and how he got started in the industry
2. Paul's current position with Bespoke (day to day roles/responsibilities)
3. What is Paul’s research telling him right now in regards to equity markets?
4. Bear Markets and how they end
5. Most important things for the market right now
6. Dramatic price dislocations over the past few weeks due to lack of liquidity
7. How individual US sectors will be impacted
8. Presidential Election
Paul's Twitter: @PaulHickey
The Independent Advisors Episode #38
The Independent Advisors Episode #37
Joining Mark and Matt this week is Brad McMillan. Brad is the Chief Investment Officer and Managing Principal of Commonwealth Financial Network. Brad has his own blog where he posts his thoughts every couple of days. He is regularly quoted in the media, including the Wall Street Journal, Barron's and the New York Times. Brad is also a regular guest on Bloomberg and CNBC. The three discuss the following on the podcast:
- Brad's Background
- The current market environment
- The Coronavirus
- Record Low Treasury Yields
- Consumer Spending
- Federal Reserve Stimulus
- Brad's Book - Crash Test Investing
Check out Brad's Blog "The Independent Market Observer"
Twitter: @BradMcMillanCFA
The Independent Advisors Episode #36
- CDC Coronavirus Fact Sheet
- Making Decisions Under Stress: Deep Survival by Laurence Gonzales
- A Crisis is The Worst Time to Learn Your Risk Tolerance
- Dollar Cost Averaging or Lump Sum Investing?
- The information found at this link is for general illustrative purposes only and is not intended to recommend or promote any investment or investment strategy. Important: that the results portrayed are hypothetical and primarily use market index related data. All indices are unmanaged and investors cannot actually invest directly into an index. Unlike investments, indices do not incur management fees, charges, or expenses. Please consult your financial advisor regarding your specific circumstances. Investing involves risk including the loss of principal and there is guarantee that any objective or goal will be met.
The Independent Advisors Episode #35
The Independent Advisors Episode #34
Joining Mark this week is Ashby Daniels. Ashby is a financial advisor in the Pittsburgh area with Shorebridge Wealth Management. He also has his own blog: The Retirement Field Guide. Mark and Ashby discuss the following on this episode:
- Ashby’s background
- The SECURE Act:
- Elimination of the Stretch IRA provision in favor of the 10 year distribution rule
- RMD Age moved back from 70.5 to 72
- Contributing to a Traditional IRA beyond 70.5 if still working
- Ashby’s favorite financial planning tips
Where to find Ashby:
Blog: The Retirement Field Guide - https://retirementfieldguide.com/
Twitter: @DanielsAshby
The Independent Advisors Episode #33
Mark and Matt have their first guest on the podcast:
Lindsey Griffin, who works in the Financial Aid & Admission Office at The University of Dayton joins the podcast to discuss the following:
- What is FAFSA (Free Application for Federal Student Aid)?
- How does one apply?
- How long is the process?
- What information do parents need to compete the application?
- What determines how much financial aid students will get?
- What are some things that people should pay attention to when applying for financial aid?
- What are some common misconceptions surrounding financial aid?
- What else is currently available in terms of financial aid for students?
Contact Information:
University of Dayton Office of Admission and Financial Aid
Phone: 800-837-7433
Email: [email protected]
The Independent Advisors Episode #32
The Independent Advisors Episode #31
- Wealth is What You Don't Spend by Morgan Housel
- FICO Score Calculation
The Independent Advisors Episode #30
The Independent Advisors Episode #29
- Link to blog Mark & Matt discuss: "The Retirement Field Guide: Nobody Saw This Coming"
- Link to article Matk & Matt discuss: "Skip the Cash Gift, Try a Kiddie Roth IRA for the Holidays"
- Chart Matt discusses regarding the US Dollar:
The Independent Advisors Episode #28
- Link to article Mark & Matt discuss: "How Do Your Financial Priorities Stack Up With Our Pyramid?"
Link to article Mark & Matt discuss: "20 Rules For Markets And Investing"
The Independent Advisors Episode #25
- Link to blog post Mark & Matt discuss on annualized returns in the S&P 500:
- All indices are unmanaged and investors cannot actually invest directly into an index. Unlike investments, indices do not incur management fees, charges, or expenses. Past performance does not guarantee future results
The Independent Advisors Episode #24
- Cyclicals vs Growth Chart Matt and Mark Discuss
Source: Michael Kantrowitz Twitter Account (@MichaelKantro)
The Independent Advisors Episode #23
- Link to blog post Matt discusses by Commonwealth CIO, Brad McMillan
- Link to "Key Numbers for 2020" PDF that Mark and Matt discuss for the financial planning topic of the week
- IWM Breakout chart that Mark discusses
Source: Stockcharts.com
The iShares Russell 2000 ETF (Exchange Traded Fund) Tracks the Russell 2000 index. This content is not intended to be advice or a recommendation. It is provided for illustrative purposes only as a relative indicator of the movements of the underlying index being tracked. It is important to note that there can be tracking differences from the underlying index, known as “tracking error,” that may be attributable to things such as:
- The fees and expenses of the fund; an index does not incur management fees, charges, or expenses and cannot be invested in
- The process, and method the fund uses in sampling an index
Past Performance does not guarantee future results. Investments are subject to risk, including the loss of principal. Please consult a financial advisor regarding your specific circumstances. The information contained herein is based upon sources believed to be reliable. No guarantee is made to the completeness or accuracy of the information.
The Independent Advisors Episode #22
- Link to the blog post "What Would You Have Done in 2009?" that Mark and Matt discuss
- Link to the article "How to Use the HSA, for Medical or Retirement Savings" (You have to have a WSJ subscription to read the full article)
- Chart Matt Discusses outlining stocks and where they are relative to their 52-week highs:
The Independent Advisors Episode #21
- Link to the article " What the Fed Rate Cut Means for the Average American " that Mark and Matt discuss
The Independent Advisors Episode #20
- Chart Mark discusses showing the correlation between the Dow & Transports:
*Correlation is the degree in which something moves in relation to another variable. There is no guarantee that similar correlations will be experienced in the future.